don’t tell anyone what your favorite colour is or they may rent movies in your name and not return them

don’t tell anyone what your middle name is or they may enter you into binding contracts that will be expensive to get out of

this is retarded. user-selected passwords are often not sufficiently strong, and for some cases passwords are entirely inappropriate. but consumers can barely manage to remember a 4-digit pin. so let’s just take some publicly-obtainable information, use it as a second even more insecure password that you can’t change, and pretend we’ve done something about security. ima stupid consumer so i believe that makes me safe.